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Braintree costs $0.03 to $0.03 per month as of March 2026, with 2 plans available including a free tier. Plan: Standard (free). Enterprise pricing is available on request. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Braintree offers 2 pricing tiers: Standard, Custom. The Custom plan is businesses processing $80k+/month.

Compared to other payment processing software, Braintree is positioned at the budget-friendly price point.

  • 1 documented hidden costs beyond list price

How much does Braintree cost?

Braintree offers 2 pricing plans, starting with a free tier and scaling to custom enterprise pricing. Plans include Standard (free), Custom (custom pricing).

Braintree Pricing Overview

Braintree has 2 pricing plans, including a free tier. Paid plans range from $0.03 to $0.03/month. The Standard plan is free and is best for small to mid-sized businesses. The Custom plan requires contacting sales for a custom quote and is designed for businesses processing $80k+/month.

There are at least 1 documented hidden costs beyond Braintree's list price, including implementation, training, and add-on fees.

This pricing was last verified in February 4, 2026.

Braintree pricing is based on a transaction fee model with no monthly or setup fees. The Standard plan is free to set up, and businesses pay either a flat rate of 2.59% + $0.49 per credit card transaction or interchange-plus pricing at Interchange + 0.35% + $0.10 per transaction. ACH transactions cost 0.75% per transaction, capped at $5. For businesses requiring custom enterprise features, the Custom plan offers tailored pricing.

How Braintree Pricing Compares

Compare Braintree pricing against top alternatives in Payment Processing.

All Braintree Plans & Pricing

Plan Monthly Annual Best For
Standard Free $undefined Small to mid-sized businesses
Custom Contact Sales Contact Sales Businesses processing $80k+/month
View all features by plan

Standard

  • No monthly fees
  • No setup fees
  • Cards and digital wallets

Custom

  • Negotiated rates
  • Volume discounts
  • Interchange++ available

Compare Braintree vs Alternatives

Before committing to Braintree, compare pricing with these 3 alternatives in the same category.

All Braintree alternatives & migration guides

What Companies Actually Pay for Braintree

Review scores
Top pricing complaints
Expensive compared to competitorsLaborious and involved merchant application processNot good for small businesses with low volume

Braintree Year 1 Total Cost by Company Size

Real deployment costs including licenses, implementation, training, and admin — not just the sticker price.

Medium-Volume E-Commerce Store (20K Transactions/Month) $17,570 Year 1 total

Online store processing 20,000 transactions per month at $15 average order value ($300,000 monthly volume). Using Braintree's flat-rate pricing of 2.59% + $0.49 per transaction.

HN calculation comparing Braintree vs Stripe for 20K txns/month at $15 AOV

How Braintree Pricing Compares

Software Starting Price Top Price
Braintree $0.0259/month $0.029/month
Adyen $0.13/month $0.4/month
Checkout.com $0.023/month $0.029/month
Square Free $149/month
Stripe Custom Custom

1 Braintree Hidden Costs Beyond the List Price

Beyond the listed price, Braintree has at least 1 documented hidden costs that can significantly increase total cost of ownership.

Watch for 1 hidden costs
  • Currency Conversion Fees for Non-US Accounts 5-6% of transaction volume
    high 1 source
    Hacker News "If you look at Stripe pricing and you are not in the US, look carefully: they will not deposit USD into a non-US account, which means they will hit you with currency conversion fees and poor rates. Add up all the fees and rates and you end up with 5."
Tip

Ask your Braintree sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 1 independent sources
Hacker News Tech community
Key claims include inline source attribution. Data verified against multiple independent sources. 2 source citations total.

How to Negotiate Braintree Pricing

Braintree contracts are negotiable. These 1 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 1 tactics
Negotiate Volume Discounts medium success

Braintree may offer volume discounts for businesses processing higher transaction volumes. Once you achieve real traction (a few thousand dollars per month), you can negotiate to opt out of the more expensive flat rate into something more competitive.

HN discussion about Braintree pricing evolution

Full negotiation guide →

Braintree Pricing FAQ

01 How much does Braintree cost?

Pricing varies by plan. Check the official pricing page for current rates.

02 Does Braintree have a free tier?

Check the pricing section above for free tier availability.

03 What are the main features of Braintree?

Key features include the items listed in the pricing tiers above.

04 Is Braintree worth the price?

Value depends on your specific needs and use case. Compare features across plans.

05 How does Braintree pricing compare to Stripe?

Braintree offers two pricing models: a flat rate of 2.59% + $0.49 per transaction, or interchange-plus pricing at Interchange + 0.35% + $0.10 per transaction with no monthly fees. Stripe's standard rate is 2.9% + $0.30. For a store processing 20,000 transactions/month at $15 average order value, Braintree costs approximately $17,570/month while Stripe costs $14,700/month—making Stripe about 16% cheaper at standard pricing. However, Braintree's interchange-plus model may be more competitive for higher volumes.

06 What are Braintree's ACH transaction fees?

Braintree charges 0.75% per ACH transaction, capped at $5 maximum per transaction. There are no monthly fees or setup fees for ACH processing.

07 Does Braintree support credit card surcharging?

Braintree plans to add surcharging functionality but does not currently offer it. If surcharging is a priority for your business (to encourage ACH payments and reduce credit card fees), you may need to consider other providers like Fortis that natively support surcharging.

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