Square vs Checkout.com Pricing (2026)
Compare / Square vs Checkout.com
Shortlist
Team size
25 seats

Square vs Checkout.com

Payment Processing pricing comparison · 2026

Square pricing ranges from $0–$149/month, while Checkout.com uses custom pricing. These products use different pricing models ( vs ), so a direct price comparison isn't meaningful — costs depend on usage volume and mix.

Visit
See pricing on each vendor's site
Above-the-fold path — each link opens the vendor's pricing page in a new tab.
Visit Square pricing
Free plan limits → Discount programs →
Visit Checkout.com pricing
Discount programs →
Compare
2 products · Payment Processing
Side-by-side · live
Square
Square pricing starts at $0/month on the Free plan, which includes one card reader and bas
verified 12w ago
View pricing →
Checkout.com
Checkout.
verified 4mo ago
View pricing →
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Usage-based
Custom rates
see vendor pricing for volume tiers
Custom pricing
Custom
all tiers are quote-only
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
Median annual
$53K/yr
Vendr · n=3 · limited data
No Vendr data
—
Not in Vendr's deal flow
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources 8 sourced facts
7 hidden-cost · Vendr median
Last verified 2mo ago
Confidence Limited confidence
Sources 7 sourced facts
3 hidden-cost · 1 contract · 3 review platforms
Last verified 4mo ago
Confidence Limited confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
4 documented
  • Additional Device Fees for POS Terminals
    $50/device/month
    1 source
  • Per-Device POS Fee
    $50/device/month
    1 source
  • Payment Processing Transaction Fees
    2.6% + $0.10 per card-present transaction on Free plan
    4 sources
  • IT Setup and Management Costs
    5-15% of license costs
    1 source
3 documented
  • Foreign Exchange (FX) Fees
    1% to 3% of the converted amount
    1 source
  • Chargeback Fees
    $15 to $100 per chargeback
    1 source
  • Processor/Gateway Fee
    0.10% to 0.40% + $0.20 per transaction
    1 source
REF · 04

Contract terms

The fine print, surfaced. Green = buyer-friendly. Each clause backed by a quoted source.

Square
Checkout.com
Auto-renewal
—
—
Cancellation
—
one (1) month's prior written notice
Commitment
✓ Month-to-month (no annual billing option available)
—
Price escalation
—
—
Can downgrade
—
—
Based on 1 verified source (Vendr · TrustRadius · BBB)
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
No public ratings yet
Best for
New and small businesses
Watch out
Customer service delays and slow fund disbursement reported in online forums
TrustRadius
8.8out of 5 (91)
Trustpilot
2.2out of 5 (99)
G2
4.6out of 5 (71)
Best for
Businesses seeking a negotiated payment processing contract
Watch out
Customer Support
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
Visit Square pricing
Free plan limits → Discount programs →
Visit Checkout.com pricing
Discount programs →
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
Payment Processing

Square

$0–$149
/month
3 plans · Free tier
Full pricing breakdown →
VS
Payment Processing

Checkout.com

Custom pricing
/month
1 plan
Full pricing breakdown →
⚖

Different Pricing Models

Direct price comparison isn't meaningful here — Square uses pricing while Checkout.com uses pricing. Your actual cost will depend on usage volume, team size, or both. Here's each product in its native unit.

Square

$0–$149 / month
See full Square pricing →
vs

Checkout.com

Custom pricing
See full Checkout.com pricing →

Square and Checkout.com both operate in the payment processing category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Square Checkout.com
Free Free /month Custom
Plus $49 /month —
Premium $149 /month —

Hidden Costs

Beyond the sticker price — what catches buyers off guard.

Square 4 hidden costs

medium
Additional Device Fees for POS Terminals $50/device/month
high
Per-Device POS Fee $50/device/month
high
Payment Processing Transaction Fees 2.6% + $0.10 per card-present transaction on Free plan
medium
IT Setup and Management Costs 5-15% of license costs
See all Square hidden costs →

Checkout.com 3 hidden costs

high
Foreign Exchange (FX) Fees 1% to 3% of the converted amount
critical
Chargeback Fees $15 to $100 per chargeback
medium
Processor/Gateway Fee 0.10% to 0.40% + $0.20 per transaction
See all Checkout.com hidden costs →

Contract Terms

Term Square Checkout.com
Auto-renewal — —
Cancellation — one (1) month's prior written notice
Minimum commitment Month-to-month (no annual billing option available) —

Continue researching

Square

Checkout.com

Related Comparisons