Price checkMonthly
PlatformCustom
See all 1 plans

All Marqeta Plans & Pricing

Plan Monthly Annual Best For
Platform Contact Sales Contact Sales Not specified
View all features by plan (compare side-by-side)

Platform

Pricing Alerts

Track Marqeta pricing

Get an email when Marqeta's pricing changes — plus the weekly SaaS Price Watch: verified price changes and deals across 3,000+ products. One-click unsubscribe.

Request Marqeta Pricing
Compare Marqeta with alternativesAdjust seats, lock a tier, add up to 2 more products side-by-side. Shareable URL.
Quick Answer
Last verified:
High confidence

Marqeta uses custom pricing as of August 2026. Contact Marqeta directly for a personalized quote. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Marqeta offers 1 pricing tiers: Platform.

Compared to other payments infrastructure & orchestration software, Marqeta is positioned at the budget-friendly price point.

  • 6 documented hidden costs beyond list price
  • Contracts auto-renew — A party can terminate for a material breach uncured for 30 days (or up to 90 days for non-monetary breaches if diligently pursued); Marqeta may terminate with 180 days' notice if directed by an Issuer, Card Brand, or Regulator, or with 30 days' notice for programs lacking material activity for over 365 days after Go-Live. Early Termination Fees apply if a customer terminates an order form before its expiration for reasons other than Marqeta's uncured material breach.
Last verified: | Sources: 1 pricing pages and reviews

How much does Marqeta cost?

Marqeta uses custom pricing across 1 plan. Contact Marqeta directly for a personalized quote. Plans include Platform (custom pricing).

Marqeta Pricing Overview

Marqeta uses custom pricing — contact their sales team for a quote. The Platform plan requires contacting sales for a custom quote.

Marqeta contracts auto-renew.

There are at least 6 documented hidden costs beyond Marqeta's list price, including implementation, training, and add-on fees.

This pricing was last verified in June 14, 2026 from 1 independent source.

Request Marqeta Pricing

Marqeta offers custom pricing for its platform.

Contact Marqeta for specific pricing details.

How Marqeta Pricing Compares

Compare Marqeta pricing against top alternatives in Payments Infrastructure & Orchestration.

Modern Treasury Custom pricing View pricing → Spreedly $1500-$1500/m View pricing → Checkout.com for Enterprises Free View pricing →

Compare Marqeta vs Alternatives

Before committing to Marqeta, compare pricing with these 3 alternatives in the same category.

VSModern Treasury
Custom

Compare pricing
VSSpreedly
From $1500/m

Compare pricing
VSCheckout.com for Enterprises
Custom

Compare pricing

All Marqeta alternatives & migration guides

What Companies Actually Pay for Marqeta

Review scores
Third-party review aggregates, as of Aug 2026
Top pricing complaints
Process ComplexitySetup DifficultySteep Learning Curve

How Marqeta Pricing Compares

Software Starting Price Top Price
Marqeta Custom Custom
Modern Treasury Custom Custom
Spreedly $1500/m $1500/m
Checkout.com for Enterprises Custom Custom
Rapyd Custom Custom

Browse all Payments Infrastructure & Orchestration pricing →

6 Marqeta Hidden Costs Beyond the List Price

Beyond the listed price, Marqeta has at least 6 documented hidden costs that can significantly increase total cost of ownership.

Watch for 6 hidden costs
  • Setup/Implementation Fees $50,000 to over $150,000
    high 1 source
    industry "Reports suggest these can range from $50,000 to over $150,000 for Marqeta, placing it at the higher end compared to some competitors like Galileo ($20,000-$50,000) or Stripe Issuing (zero setup fees)."
  • Compliance and Regulatory Overhead potentially exceeding $150,000 per year
    high 1 source
    industry "This can add a substantial fixed overhead, potentially exceeding $150,000 per year."
  • Card Network Costs and Issuing Bank Fees
    high 1 source
    industry "These are generally a specified percentage of the processing volume or a fixed amount per transaction."
  • Processing Services
    medium 1 source
    industry "Processing Services: Beyond interchange, Marqeta generates revenue from "processing services" which include monthly platform access, ATM fees, fraud monitoring, and tokenization services."
  • Technology and Hosting
    medium 1 source
    industry "Technology and Hosting: As with any fintech proposition, there are underlying technology costs related to hosting (cloud or physical hardware), code repositories, and other Development/Operations (DevOps) tools."
  • Fraud Costs
    medium 1 source
    industry "Fraud Costs: While the issuing bank typically absorbs the cost of fraud, card program owners are expected to comply with risk policies and conduct KYC/AML checks to mitigate these costs."
Tip

Ask your Marqeta sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 1 independent sources
industry
Key claims include inline source attribution. Data verified against multiple independent sources. 7 source citations total.

Marqeta Contract Terms

Marqeta contracts auto-renew. Changes require A party can terminate for a material breach uncured for 30 days (or up to 90 days for non-monetary breaches if diligently pursued); Marqeta may terminate with 180 days' notice if directed by an Issuer, Card Brand, or Regulator, or with 30 days' notice for programs lacking material activity for over 365 days after Go-Live. Early Termination Fees apply if a customer terminates an order form before its expiration for reasons other than Marqeta's uncured material breach.. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Cancellation Notice A party can terminate for a material breach uncured for 30 days (or up to 90 days for non-monetary breaches if diligently pursued); Marqeta may terminate with 180 days' notice if directed by an Issuer, Card Brand, or Regulator, or with 30 days' notice for programs lacking material activity for over 365 days after Go-Live. Early Termination Fees apply if a customer terminates an order form before its expiration for reasons other than Marqeta's uncured material breach.
Minimum Commitment Monthly minimum commitments ranging from $5,000 to over $10,000, with some customer contracts also having transaction volume minimum requirements.
Based on 1 verified source

Marqeta Pricing FAQ

01 Does Marqeta have a free plan?

Marqeta does not offer a free plan.

02 What is the cheapest paid plan for Marqeta?

Marqeta offers custom pricing and does not list a cheapest paid plan.

03 How can I get pricing information for Marqeta?

Marqeta provides custom pricing, and you can contact them directly for details.

Is this pricing incorrect? — we'll verify and update it.