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Expensify Card costs Free to $5 per member/month as of September 2026, with 3 plans available including a free tier. Plans: Free (free), and Collect at $5/member/month. Custom pricing is available on request. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Expensify Card offers 3 pricing tiers: Free, Collect, Control. A free plan is available. Paid plans include Collect at $5/member/month. The Collect plan is small businesses needing expense, travel, and chat.

Last verified: | Sources: 2 pricing pages and reviews
Know Before You Buy — See Expensify Card Plans

Expensify Card lists $0-$5/member/month, but hidden costs like implementation and support add to the total as of September 2026. Key hidden costs: payment processing fees, user adoption and training, smartscan overage. Verified from 2 sources by CostBench.

Hidden Costs Breakdown

1

Payment Processing Fees

medium addon

Credit card processing incurs a 2.9% fee plus $0.30 per transaction, while ACH payments are free.

Grounded summary

Payment Processing Fees: While ACH payments are free, credit card processing incurs a 2.9% fee plus $0.30 per transaction.

2

User Adoption and Training

medium training

Organizations need to account for initial training sessions, ongoing support, and documentation creation.

Grounded summary

User Adoption and Training: Organizations need to account for initial training sessions, ongoing support, and documentation creation.

3

SmartScan Overage

low overage

For users on the free tier who exceed 25 SmartScans per month, an overage fee of $0.20 per additional scan applies.

Grounded summary

SmartScan Overage: For users on the free tier who exceed 25 SmartScans per month, an overage fee of $0.20 per additional scan applies.

4

International Transaction Fees

medium addon

For US entities, the Expensify Card charges a 1% fee on foreign exchange transactions.

Grounded summary

International Transaction Fees: For US entities, the Expensify Card charges a 1% fee on foreign exchange transactions.

5

Software Subscription Fees

high addon

Expensify operates on a per-user, per-month model with varying rates across "Collect" and "Control" plans based on billing frequency and Expensify Card usage.

Grounded summary

Annual Price Uplift: While a specific annual price uplift percentage is not explicitly stated, pricing can vary based on the chosen plan, billing frequency, and the extent of Expensify Card usage

6

Professional Services

high implementation

Enterprise implementations requiring custom integrations, policy setup, or data migration may incur professional services fees ranging from $5,000 to $25,000.

Grounded summary

It is important to note that the Expensify Card itself carries no annual fee, interest, program fees, or foreign transaction fees on international purchases

Frequently Asked Questions

01 What hidden costs should I budget for with Expensify Card?

Beyond the license fee, budget for: Payment Processing Fees (2.9% plus $0.30 per transaction); SmartScan Overage ($0.20 per additional scan); International Transaction Fees (1%); Professional Services ($5,000 to $25,000). Exact totals depend on your deployment size and negotiated terms.

02 Does Expensify Card charge for implementation?

Expensify Card implementation is not included in the license cost. Enterprise implementations requiring custom integrations, policy setup, or data migration may incur professional services fees ranging from $5,000 to $25,000.. Estimated impact: $5,000 to $25,000.

03 How much does Expensify Card support cost?

Premium support pricing for Expensify Card depends on your tier and contract terms. See the sourced cost breakdown above for any verified figures we have.

04 Are there overage or storage costs with Expensify Card?

For users on the free tier who exceed 25 SmartScans per month, an overage fee of $0.20 per additional scan applies. Estimated impact: $0.20 per additional scan.

05 What add-ons cost extra with Expensify Card?

Add-on pricing for Expensify Card varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

Now You Know the Real Cost — See Expensify Card Plans

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Prices and terms change; verify against the live pricing page.

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