OnPay Pricing 2026
Complete pricing guide with plans, hidden costs, and cost analysis
OnPay has a free plan. Paid plans start at $49/month (standard) and go up to $55/month.
OnPay costs Free to $55 per month as of March 2026, with 2 plans available including a free tier. Plans: free (free), and standard at $49/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: Yes
OnPay offers 2 pricing tiers: free, standard. A free plan is available. Paid plans include standard at $49/month. The standard plan is small businesses.
Compared to other payroll software software, OnPay is positioned at the budget-friendly price point.
- Median contract: $588/yr from 0 purchases
- Average negotiated discount: 92%
- 1 documented hidden costs beyond list price
How much does OnPay cost?
OnPay Pricing Overview
OnPay has 2 pricing plans, including a free tier. Paid plans range from $0 to $55/month. The free plan is free and is best for free trial. The standard plan costs $49/month, best for small businesses.
The median OnPay customer pays $588/year, with an average 92% discount available through negotiation.
There are at least 1 documented hidden costs beyond OnPay's list price, including implementation, training, and add-on fees.
This pricing was last verified in February 4, 2026 from 1 independent sources.
OnPay pricing starts at $49/month for the standard plan, plus $6/month per employee. The platform includes unlimited payroll runs, automated tax filing and payments, W-2 and 1099 processing, HR tools, and employee self-service features. OnPay offers a first-month-free trial to test the full platform before committing.
How OnPay Pricing Compares
Compare OnPay pricing against top alternatives in Payroll Software.
All OnPay Plans & Pricing
| Plan | Monthly | Annual | Best For |
|---|---|---|---|
| free | Free | Free | Free trial |
| standard | $49 /month | $49 /year | Small businesses |
View all features by plan
free
- Free onboarding support
standard
- Base fee with per-person pricing
Compare OnPay vs Alternatives
Before committing to OnPay, compare pricing with these 3 alternatives in the same category.
What Companies Actually Pay for OnPay
The median OnPay buyer pays $588/year based on 0 verified purchase transactions, with an average 92% savings through negotiation.
with negotiation
OnPay Year 1 Total Cost by Company Size
Real deployment costs including licenses, implementation, training, and admin — not just the sticker price.
Base subscription plus 5 employees running payroll monthly
Base subscription plus 10 employees with bi-weekly payroll runs
Calculated from standard pricing: $49 base + (5 × $6/employee)
How OnPay Pricing Compares
| Software | Starting Price | Top Price |
|---|---|---|
| OnPay | Free | $55/month |
| Oyster HR | Free | $699/month |
| Patriot Payroll | $17/month | $37/month |
| Paycom | Custom | Custom |
| Remote | Free | $599/month |
OnPay Contract Terms
OnPay contracts do not auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.
OnPay Pricing FAQ
01 How much does OnPay cost?
Pricing varies by plan. Check the official pricing page for current rates.
02 Does OnPay have a free tier?
Check the pricing section above for free tier availability.
03 What are the main features of OnPay?
Key features include the items listed in the pricing tiers above.
04 Is OnPay worth the price?
Value depends on your specific needs and use case. Compare features across plans.
05 Is OnPay suitable for very small businesses?
Yes, OnPay is well-suited for small businesses and startups. Multiple users recommend it specifically for companies with 1-10 employees. The flat-rate pricing ($49 base + $6/employee) makes costs predictable, and the platform is designed to be easy for non-HR experts to use. However, OnPay does not offer volume discounts for larger teams.
06 What's included in OnPay's base pricing?
The $49/month base fee includes full-service payroll with unlimited pay runs, automated tax payments and filings, free W-2 and 1099 processing, HR tools, employee self-service portal, time-off tracking, and expert support. You can also integrate benefits administration and 401(k) plans.
07 How does OnPay compare to Gusto in pricing?
OnPay and Gusto have similar pricing structures. OnPay charges $49/month base + $6/employee, while Gusto has a comparable per-employee pricing model. Multiple users note that the features and ease of use are comparable, with OnPay sometimes preferred for its straightforward pricing and strong customer support.
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