OnPay Hidden Costs 2026
What they don't show you on the pricing page
OnPay costs $10 to $149 per month as of June 2026, with 4 plans available. Plans: Payroll Essentials at $49/month, Payroll + HR Add-on at $64/month, Compliance Resources Add-on at $10/month, and Live HR Support Add-on at $75/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: No free tier available
OnPay offers 4 pricing tiers: Payroll Essentials, Payroll + HR Add-on, Compliance Resources Add-on, Live HR Support Add-on. Paid plans include Payroll Essentials at $49/month + $6/employee/month, Payroll + HR Add-on at $64/month + $8/employee/month, Compliance Resources Add-on at $10/month (add-on). The Payroll + HR Add-on plan is growing teams that need hr tools alongside payroll.
OnPay true cost runs 70% above the listed $10-$149/month price as of June 2026. For a 25-person team, expect ~$50,490 in year-one costs vs the $29,700 base license. Verified from 1 sources by CostBench.
Example: True Cost for 25 Users
| License (25 × $99 × 12) | $29,700/yr |
| Implementation (one-time) | +$15,000–$50,000 |
| Premium Support (20%) | +$5,940/yr |
| Training (25 × $500) | +$12,500 |
| Admin (part-time) | +$15,000–$25,000/yr |
| Estimated Year 1 Total | ~$50,490 |